Time Finance leans harder into secured lending with record portfolio

Time Finance

Time Finance has confirmed its gross lending book reached approximately £230 million as of 31 October 2025. That marks a 6% increase since the end of May and 12% higher than the same point a year ago.

The majority of that growth came from asset-backed categories. Invoice finance now stands at more than £75 million, while hard asset finance has pushed past £123 million, up 28% over twelve months. Taken together, these two segments now represent more than 86% of the group’s entire loan book.

This repositioning strengthens the balance sheet without chasing scale for its own sake.

Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.

Share on:
Find more news, interviews, share price & company profile here for:

Latest Company News

Why financial resilience matters for business investors

Financial resilience is a key investor issue as businesses look to manage cash flow, reduce risk and stay prepared for changing conditions.

Time Finance backs knitwear growth opportunity in Shetland

Time Finance has backed R.A.M Knitwear with a £75,000 asset finance facility to support new machinery, larger premises and expanded revenue opportunities in Shetland.

Equipment funding demand reflects SME focus on cash flow flexibility

Asset finance continues to support SME investment in equipment and operational growth by allowing businesses to spread costs while protecting cash flow flexibility.

Business contract hire: A flexible route to fleet control

A practical vehicle finance option that can support cash flow, cost control and fleet flexibility.

Time Finance’s Ed Rimmer highlights importance of cash flow planning for SMEs

Time Finance plc CEO Ed Rimmer discusses why forecasting, cash flow management and flexible funding solutions are becoming increasingly important for SMEs facing inflation, supply chain disruption and economic uncertainty.

Time Finance expands invoice finance team to support growth

Time Finance has expanded its invoice finance team with a new North West appointment to support SME lending growth.

Search