How Time Finance uses credit control to strengthen client retention

Time Finance

When a small business takes out finance, the last thing it needs is to be chasing late payments from its own customers. It ties up time, strains relationships, and delays the cash that keeps operations moving. Time Finance has built its credit control service to deal with this directly, offering clients hands-on support in recovering what they’re owed, before it becomes a problem.

Rather than leaving clients to manage receivables alone, Time Finance takes responsibility for contacting customers, following up on outstanding invoices, and ensuring payment terms are met. It does this using a professional, consistent approach that protects client relationships while speeding up payment.

Clients who rely on Time Finance to manage collections are more likely to stay, more likely to repay on time, and less likely to experience serious cash flow disruption. That lowers credit risk across the loan book and strengthens recurring revenue through higher retention. It also gives Time Finance better insight into potential repayment issues before they show up in the data, a valuable early warning system.

Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.

Share on:
Find more news, interviews, share price & company profile here for:

Latest Company News

Time Finance adds experienced Relationship Manager as Invoice Finance team expands

Time Finance has expanded its Invoice Finance operations team with the appointment of experienced Relationship Manager Sarah MacInnes, strengthening client support and risk management capacity.

Time Finance targets seasonal cash flow pressure with flexible funding

Time Finance is highlighting flexible repayment structures as a way for seasonal businesses to invest at the right time while protecting working capital.

Time Finance publishes Scheme Document for Bentley Park acquisition

Time Finance has published the Scheme Document for its recommended cash acquisition by Bentley Park, with shareholder meetings scheduled for 1 October 2026 and completion expected in Q4 2026.

Time Finance targets working capital gap as late-payment rules tighten

Time Finance is positioning Invoice Finance as a practical response to the working capital pressure created by late payments while new SME protections move forward.

Time Finance highlights SME funding as Labour sets new economic priorities

Time Finance highlights the importance of SME funding, policy stability and business confidence as Labour’s new leadership begins to shape its economic priorities.

Bentley Park agrees £55.1m cash acquisition of Time Finance

Bentley Park, parent company of Ultimate Finance, has agreed a recommended 59.1p-per-share cash offer for Time Finance, valuing the specialist lender at approximately £55.1 million. The deal is expected to complete in the fourth quarter of 2026, subject to shareholder, court and regulatory approvals.

Search