Small-cap environmental specialist sets a strategic shift in motion

Time Finance

Founded in 2019, the Hertfordshire-based consultancy is carving out a niche in construction-industry waste and remediation services. It identified a gap in the market for an integrated model of consulting and contracting in soil testing, waste removal and complex remediation; by doing so it has built a business that is doubling turnover year-on-year. With that momentum, it has secured a £450,000 invoice-financing facility from a specialist lender to provide liquidity and allow it to mobilise quickly for new projects.

The value to the business is two-fold. First, the consultancy frequently deals with contaminated waste streams and large-scale soils projects in the construction sector – these require large upfront costs, rapid turnaround and the ability to scale staffing and equipment. The invoice-finance line gives the firm access to cash tied up in receivables rather than waiting for long payment cycles, enabling the firm to bid, mobilise and execute more aggressively. Second, the construction sector is known for extended payment terms. By unlocking working capital, the business is able to maintain prompt supplier payments, strengthen its supply chain relationships and build a reputation for reliability. That in turn can become a competitive differentiator in an industry where those attributes matter.

Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.

Share on:
Find more news, interviews, share price & company profile here for:

Latest Company News

Time Finance adds experienced Relationship Manager as Invoice Finance team expands

Time Finance has expanded its Invoice Finance operations team with the appointment of experienced Relationship Manager Sarah MacInnes, strengthening client support and risk management capacity.

Time Finance targets seasonal cash flow pressure with flexible funding

Time Finance is highlighting flexible repayment structures as a way for seasonal businesses to invest at the right time while protecting working capital.

Time Finance publishes Scheme Document for Bentley Park acquisition

Time Finance has published the Scheme Document for its recommended cash acquisition by Bentley Park, with shareholder meetings scheduled for 1 October 2026 and completion expected in Q4 2026.

Time Finance targets working capital gap as late-payment rules tighten

Time Finance is positioning Invoice Finance as a practical response to the working capital pressure created by late payments while new SME protections move forward.

Time Finance highlights SME funding as Labour sets new economic priorities

Time Finance highlights the importance of SME funding, policy stability and business confidence as Labour’s new leadership begins to shape its economic priorities.

Bentley Park agrees £55.1m cash acquisition of Time Finance

Bentley Park, parent company of Ultimate Finance, has agreed a recommended 59.1p-per-share cash offer for Time Finance, valuing the specialist lender at approximately £55.1 million. The deal is expected to complete in the fourth quarter of 2026, subject to shareholder, court and regulatory approvals.

Search