Time Finance adds credit firepower with new structured lending lead

Time Finance

Time Finance has appointed Geoff Worrall as Head of Structured Credit in its Asset Finance division.

Worrall brings almost 40 years of experience in commercial lending and credit risk, including senior roles at major banks and finance firms. He most recently led a structured credit team at a UK-based asset finance provider, where he was responsible for assessing higher-value, more complex deals. His background includes credit risk management, deal structuring and underwriting.

This hire is part of a broader push by Time Finance to scale its asset finance activity while keeping a strong handle on credit quality. Structured credit gives the business room to support customers who need tailored lending beyond standard asset-backed arrangements. That includes businesses investing in equipment or assets with longer lead times, unusual cash flow profiles or multi-party arrangements.

Worrall’s appointment strengthens the company’s senior leadership team at a time when more SMEs are turning to non-bank lenders for customised finance solutions.

Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.

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