Provident Financial plc is a UK-based financial services company that specializes in providing credit products to consumers who have limited access to mainstream credit. The company operates through three main divisions: Vanquis Bank, which offers credit cards to customers with limited or no credit history; Provident Home Credit, which provides home credit loans to customers who may not be able to obtain credit from traditional lenders; and Moneybarn, which offers vehicle finance to customers who have been declined by mainstream lenders. Provident Financial plc has been in operation since 1880 and is headquartered in Bradford, UK.
