Time Finance is highlighting how tailored commercial finance can help UK businesses unlock growth opportunities, strengthen cash flow and invest in the resources needed to expand. With access to suitable funding often central to business development, the right finance structure can help companies pursue new opportunities while maintaining financial flexibility.
Whether purchasing machinery, recruiting staff, expanding premises or acquiring another company, access to appropriate finance can help businesses pursue growth opportunities while maintaining the liquidity needed to operate effectively.
The finance provider offers several solutions tailored to different requirements. Asset finance enables companies to spread the cost of machinery, technology and other essential equipment over an agreed period. Businesses may also be able to refinance existing assets to release capital for investment or operational expenses.
For companies waiting for customers to settle invoices, invoice finance can improve cash flow by releasing funds tied up in unpaid bills. Time Finance states that eligible businesses may be able to access up to 90% of invoice values, helping them cover running costs and maintain investment plans while awaiting payment.
Business loans can support specific projects or wider expansion, while vehicle finance helps companies acquire cars, vans and commercial vehicles. Asset-based lending offers a broader approach, allowing businesses to secure funding against assets such as invoices, stock, property and equipment.
These solutions can be particularly relevant when businesses need to balance investment with working capital requirements. For example, a company purchasing new machinery may use asset finance to spread the cost, while invoice finance helps cover wages and supplier payments during periods when customer receipts are delayed.
Time Finance works with businesses to identify structures suited to their circumstances, taking account of their financial position, available assets and intended use of the funds. The right approach will depend on the scale of the investment, repayment capacity and overall cost of borrowing.
Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.
