# Time Finance soars past £100m in Asset Lending

- Link: https://www.directorstalkinterviews.com/time-finance-soars-past-100m-in-asset-lending/4121200452
- Published: 2025-06-05T12:03:00+01:00
- Author: Amilia Stone

Time Finance is accelerating its momentum in the SME finance sector with a standout
performance in its Asset Finance division. The company’s Hard Asset lending portfolio
has now surged past £100 million, reflecting both the scale of its ambitions and
the success of its strategy to fuel business investment through flexible funding
solutions.

This milestone represents a 21% increase since May last year and more than triple
the portfolio size recorded in 2021 when Time Finance launched its growth strategy.
This isn’t just a numerical achievement, it’s a clear indicator of market demand
and the company’s ability to meet it with precision. As more UK businesses seek 
resilient financial partners, Time Finance is positioning itself at the forefront
of asset-backed lending.

At the heart of this growth is a comprehensive range of funding solutions tailored
to support capital investment across key industries. With options like Hire Purchase,
Finance Lease, and Refinance, Time Finance enables SMEs to acquire critical equipment,
ranging from construction machinery to transportation assets, without straining 
cash reserves. Spreading the cost of investment through manageable monthly payments
allows businesses to benefit from immediate returns while preserving working capital.

The firm’s approach goes beyond products. By working with a select group of brokers
and maintaining strong relationships with clients, Time Finance ensures each funding
solution is bespoke. This relationship-driven model creates lasting partnerships
and promotes sustainable growth for both the company and its clients.

Financial performance over the past year underlines the strength of this strategy.
Time Finance has reported consistent increases in revenue, profitability, and shareholder
returns. Earnings per share are rising, profit margins are expanding, and its total
lending book has hit a new high. Crucially, credit quality remains strong, with 
arrears and bad debt levels well-managed, offering confidence to investors and clients
alike.

Looking ahead, Time Finance has laid out clear and ambitious goals. By 2028, the
company aims to grow its total lending book to over £300 million while boosting 
margins and return on equity. This long-term strategy reflects a clear vision backed
by operational discipline and market insight.

_**[Time Finance plc](https://www.directorstalkinterviews.com/company/time.l)** (
[LON:TIME](https://www.directorstalkinterviews.com/company/time.l)) is an AIM-listed
business specialising in the provision or arrangement of funding solutions to UK
businesses seeking to access the finance they need to realise their growth plans.
Time Finance can fund businesses or arrange funding with their trusted partners 
through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset
Based Lending._

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